Education Freedom Tax Credit · Scholarship Eligibility

Does My Family Qualify?

The EFTC income limit is 300% of your county's Area Median Income. Search your county below or click any county on the map to see your family's limit.

Approx. Area Median Income
EFTC Income Limit (300% AMI)
Nationally Eligible
~90%

If your household earns at or below , your children may qualify for EFTC scholarships through Accord Kids. Contact us to learn more →

EFTC Income Limits by County
Hover any county to see your limit · Click to pin the result
$113K
$586K+
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How the Limit Works

The EFTC uses 300% of the Area Median Income for your county. Families earning at or below this limit may qualify to receive scholarships from Accord Kids, an approved Scholarship Granting Organization (SGO).

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Who Qualifies?

Any K–12 student eligible to enroll in a public school in a participating state, whose family income is within their county's limit, may receive an EFTC-funded scholarship. Roughly 90% of U.S. families qualify nationally.

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What Can Scholarships Cover?

Tuition, mandatory enrollment fees, required textbooks and course fees, and other costs charged at enrollment — at the private Christian school of your family's choice.

Income limits shown are 300% of HUD FY2025 Area Median Income estimates by county. Final EFTC eligibility will be determined by Treasury Department guidance and may differ. This page is for informational purposes only. See our Tax Professionals page for detailed eligibility rules.

EFTC Income Limit
≈ 300% of Area Median Income